COMPLIANCE

Manifest Compliance Center

Manifest is a participant-initiated, provider-neutral platform designed to facilitate retirement account transfers.


Manifest does not custody assets and does not act as an advisor. Our role, disclosures, and governance practices are intentionally structured to reduce regulatory risk and align with applicable retirement and data-privacy requirements.

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Contact

Reach out for additional information or documentation needed for your vendor review process.


Rick Yeh, Chief Compliance Officer at Manifest

security@usemanifest.com

Legal Documents

Terms of Service Participant User Agreement Privacy Policy Account Security Policy California Privacy Notice
EU Privacy Notice Trademark and Copyright Policy Form ADV Form CRS Authorization Agreement
Employer User Agreement ERISA Disclosure Manifest Common Rollover Questions

Data Privacy Compliance FAQs

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Q. Does Manifest provide investment advice?

No. Manifest does not provide investment, tax, or legal advice. Manifest's Customer Support, Operations Specialists, and Transfer Specialists are registered with the SEC and hold Series 65 licenses as a minimum requirement to ensure adherence to our operational protocols—not to provide financial advice.


Manifest solely facilitates the operational steps required to complete a transfer between financial institutions and is designed to avoid directing or influencing participant decisions. Participants are presented with clear options and retain full discretion over their decisions at all times.

Q. Does Manifest act as a fiduciary?

No, Manifest does not act as a fiduciary because we do not manage assets, custody funds, or recommend specific providers. Our platform solely supports participant-initiated, voluntary direct rollovers. When participants request optional guidance in certain rollover scenarios, that guidance is disclosed, documented, and subject to participant consent, and we can share a fiduciary-compliant report.

Q. How does Manifest support plan sponsors' and recordkeepers' compliance obligations?

Manifest is designed to reduce compliance risk by ensuring that:

  • All transfers are participant-initiated and voluntary
  • No conflicts of interest are introduced
  • Disclosures and consent are clearly presented and documented
  • Participant decisions are recorded

This structure supports partners' existing fiduciary and compliance frameworks and requirements.

Q. Does Manifest sell or monetize participant data?

No. Manifest does not sell participant data. Data is used only to facilitate voluntary direct transfers.