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Manifest optimizes your retirement plans by increasing assets for your active participants and reducing the number of inactive participants.

What can Manifest do for employers?

Manifest is a companion to any retirement benefit that drives engagement and empowers you to control costs.

Manifest can reduce 20% of plan costs by increasing your negotiating power and cutting your liabilities.

How does Manifest help promote a healthy retirement plan?

Step 1: Increases the assets of your plan's active participants

Active participants refer to current employees involved in their accounts and actively contribute.

Input your plan data to get an estimation:

Number of active participants:

Average number of includes 401(k), 403(b), TSP and moreold retirement accounts of active participants own: 1

Average balance of each old retirement account: 2

Total assets of each retirement account in 20 years

Unconsolidated account

Consolidated account

$ Original balance

36% GAIN from consolidation


By working with Manifest, you will help your participants to gain $9 in assets over 20 years.

Step 2: Reduce the number of inactive participants in your plan

Inactive participants refer to ex-employees that left the company, leaving their accounts to collect dust.

Input your plan details to get an estimation:

Number of inactive participants:

Annual plan cost per participant: $ 6

Cost reduction

Employer cost6
$ $/yr x 5
Participant cost7
$180 $36/yr x 5
Potential Interest Loss8
Cost reduction per inactive participant
Number of inactive participant

By transferring out inactive account, a plan can save $ in cost over 5 years5

Optimize your retirement plan now

Offering Manifest to your participants supercharges your plan.

  1. The average American has 2.8 old accounts (2,500 Participant Survey)
  2. $8,100 is the average retirement balance in 2018
  3. Data assumes a 6% market return with a long-term investment horizon
  4. Consolidation can increase an account by 36% over 20 years because the consolidated account is generally better managed, has lower cash out risks and lower fees (Washington University)
  5. The average inactive account stays in a plan for 5 years or longer (Vanguard DC Survey 2018)
  6. Employers pay providers about $36/yr in administrative fees and bear a cost of $36/yr for required regulatory communication and fiduciary risk
  7. Providers charge inactive participants about $36 per year
  8. Federal funds rate as of 2018 is 1.75%
  9. Assuming 33% of active participants are eligible and engaged with transfers